Handy Banjo
Trust & Safety

Every job starts and ends with confidence

Handy Banjo is built on one simple promise: every connection on our platform should feel safe, reliable, and fair. We protect both customers and providers through secure workflows, verification, and fast dispute resolution.

Secure by default
Vetted community
Milestone payouts
Verified identities
Fair dispute review
Always-on support

Security of Personal Information

We take the privacy and security of your information seriously. Any details you provide — from registering as a customer to signing up as a helper or pro — are handled in strict accordance with our Privacy Policy. We never sell your data, and all communication and payments are protected within the Handy Banjo platform.

Encrypted messaging & payments

All sensitive actions remain protected inside Handy Banjo.

Account safety controls

Session monitoring and device sign-in awareness.

Minimal data collection

We only request what’s needed to deliver the service.

Data rights

You can update or delete your information at any time.

See our Privacy Policy for full details.

Background Checks & Verification

All helpers and pros on Handy Banjo go through a vetting process before joining our community. This includes ID verification, license or certification checks (where applicable), and experience validation.

Helpers

  • • Government-issued ID verification
  • • Minimum of 5 years proven expertise
  • • Reference and experience validation

Pros & Businesses

  • • Government-issued ID verification
  • • Trade license / certification checks (if required)
  • • Business registration & compliance proof
  • • Additional credential reviews

Requirements can vary by location and service category.

The Handy Banjo Promise

If issues arise with a project, we step in. Our Promise ensures secure payments, active dispute resolution, and accountability for both sides.

Funds held and released only when work is completed as agreed.

Milestone-based payouts to keep both sides aligned.

Fair, prompt dispute review by our Trust & Safety team.

Transparent communication and case updates in-platform.

Dispute Resolution Process

If you encounter damages, payment disputes, or concerns about service quality, our team is available to assist. Provide documentation (photos/videos, receipts, messages, scope of work, and timeline) for a fair, prompt review.

  1. 1Start in-app: open the job and choose “Report an issue.”
  2. 2Share evidence: visuals, receipts, chat history, and agreed scope.
  3. 3Mediation: we facilitate a fair resolution between both parties.
  4. 4Outcome: refunds, re-work, or other remedies based on our policies.
Important
Report safety concerns immediately. For emergencies, contact local authorities first.

Safety Tips

Keep all payments and messaging inside Handy Banjo.
Confirm identities and review profiles, ratings, and credentials.
Agree on scope, milestones, and payment schedule in writing.
Document the job with before/after photos and receipts.

Need to report a concern?

Our Trust & Safety team can help with account, billing, quality, or safety issues.

  • • Response during business hours
  • • Case updates inside your job thread

Frequently Asked Questions

Can I pay a provider outside the platform?

No. For your protection, all payments must stay on Handy Banjo. Off-platform payments are not covered by our Promise or dispute process.

How are IDs and licenses verified?

We use a combination of secure ID checks and document reviews. Trade credentials and business registrations are validated when applicable.

What evidence helps resolve disputes faster?

Clear scope of work, milestone notes, time-stamped photos/videos, receipts, and the job chat history are most helpful.

Last updated: August 16, 2025